“A Systematic Appraisal of Multi-Factor Authentication Mechanisms for Cloud-Based E-Commerce Platforms and Their Effect on Data Protection”, GRPCGPM, vol. 6, no. 12, pp. 12–21, Dec. 2022, Accessed: Apr. 03, 2025. [Online]. Available: https://hammingate.com/index.php/JECTCIP/article/view/2022-12-07